Broker Check

130 Broad Reach Unit 407
North Weymouth, MA 02191

James D'Aprile, CFP®

(781) 769-6817

 
Behavioral Finance Should You Tap Retirement Savings to Fund College? Social Security: By the Numbers Retirement Accounts When You Change Your Job
Services

Services

We create strategies tailored to your goals

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Independence

Independence

Without any conflicts of interest we put your needs first.

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Trust

Trust

We enjoy building trusted relationships that span generations.

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 Today's investment climate offers unprecedented opportunities.  At Strategic Financial Services, our mission is to help clients take advantage of those opportunities by providing them with three key tools:

     1.  A clear understanding of their financial goals.

     2.  A well-defined road map for pursuing those goals.

     3.  Ongoing advice to help adjust their roadmap when their needs change. 

For 20 years, I have been committed to providing education and financial planning services to a wide variety of clients. I am passionate in my dedication to my clients’ needs and goals. 

As an independent advisor, I am in the position to remain objective and always keep my clients’ best interests as my priority.  I do not deal in proprietary products and therefore have the ability to advise you impartially on financial products and services. 

I seek to deliver consistent results, add value to my clients' financial well-being and increase satisfaction to enhance their quality of life. 

My success is not only measured by addressing my clients’ financial goals but also by building long term relationships. Regardless of your age, income or personal situation, at Strategic Financial Services we will work with you to define your goals: short term, mid term and long term, and then create and implement a financial plan to help you pursue those goals all the while building a relationship that strives to withstand the test of time. 

Our services cover all areas of financial management, from investment and retirement planning to insurance retirement planning services and wealth distribution.  On our Web site, you'll find valuable information for evaluating your current position and progress toward financial goals.  We offer educational articles that outline financial concepts and highlight products designed to fill in the gaps in your financial strategy.  You'll also find calculators that will help you assess your current and future needs.  Please remember to visit our Web site often, as our content is constantly changing.  For help with your financial management, or for more information on Strategic Financial Services, please contact us today.

Client Centered

Client Centered

Without any conflicts of interest we put your needs first.

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Our first priority is helping you take care of yourself and your family. We want to learn more about your personal situation, identify your dreams and goals, and understand your tolerance for risk. Long-term relationships that encourage open and honest communication have been the cornerstone of my foundation of success.

Helpful Content

Split Annuity Strategy

Split Annuity Strategy

Here's one strategy that combines two different annuities to generate income and rebuild principal.

The Utility of Sector Investing

The Utility of Sector Investing

Successful sector investing is dependent upon an accurate analysis about when to rotate in and out.

A Taxing Story: Capital Gains and Losses

A Taxing Story: Capital Gains and Losses

Understanding how capital gains are taxed may help you refine your investment strategies.

 

Estimating the Cost of College

This worksheet can help you estimate the costs of a four-year college program.

Assess Life Insurance Needs

How to help determine life insurance needs to provide for your family after you pass away.

9 Facts About Retirement

Regardless of how you approach retirement, there are some things about it that might surprise you.

Managing an Inheritance

A windfall from a loved one can be both rewarding and complicated.

Emotional vs. Strategic Decisions

Information vs. instinct. Are your choices based on evidence of emotion?

Bull & Bear Markets: A Timeline

This helpful infographic will define bull and bear markets, as well as give a historical overview.

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My Retirement Savings

See how your current savings rate and contributions may grow into retirement income.

Comparing Mortgage Terms

Compare different mortgage term lengths side by side to find the option that fits your budget.

How Long Will Your Money Last?

See how long a lump sum of savings could last based on your withdrawal rate and return.

Social Security Tax Estimator

Estimate how much of your Social Security benefit may be subject to federal income tax.

Simple 401k

See how increasing your 401(k) contributions today could affect your balance at retirement.

College Savings

See how much you may need to save now to cover future college costs for your child.

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Making Your Tax Bracket Work

Have you explored all your options when it comes to managing your taxable income?

Exit Strategies of the Rich and Famous

Estate conservation is too important to put off. Do you have a smart exit strategy?

18 Years Worth of Days

The average retirement lasts for 18 years. What will you do with your days?

What Smart Investors Know

Savvy investors take the time to separate emotion from fact.

Coaches

Coaches have helped you your whole life, in ways big and small. We'd like to be one of them.

Suddenly Single: 3 Steps to Take Now

Have you found yourself suddenly single? Here are 3 steps to take right now.

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